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Your Trusted Mortgage Partner

Built around your deal, not your tax return.

Real estate investing runs on timing. When the deal is on the table, the loan needs to keep up. Most lenders don’t. They want owner-occupied W-2 borrowers because those files underwrite cleanly. Investors get pushed to the back of the line.

So we built this side of Cheney for investors.

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Financing that thinks like an investor.

Real estate investing runs on timing. When the deal is on the table, the loan needs to keep up. Most lenders don’t. They want owner-occupied W-2 borrowers because those files underwrite cleanly. Investors get pushed to the back of the line.

So we built this side of Cheney for investors.

For the products that fit our FACo program (DSCR rentals, Fix and Flip, Bridge, investment construction, commercial) we’re your lender. We make the call ourselves. For anything outside that box, we broker through partners we know. Either way, you get an answer fast.

Talk to a broker today

Who this side is for

  • Investors building a portfolio who don’t want personal income on every file
  • Self-employed buyers with strong cash flow and a tax return that confuses conventional underwriting
  • Operators flipping, building, or holding 1–9 unit residential
  • Commercial buyers stepping up from residential into larger assets

How we work

You bring the deal. We tell you, straight, what fits and what doesn’t. If we have to say no, you’ll know that day. If we can do it, we get moving.

The cost side

Business-purpose loans run more expensive than owner-occupied conventional. You’re paying for speed and the ability to qualify on the property instead of your tax return. If you’re closing deals regularly, the math usually works.

Your product options

  • DSCR / Investment Property Loans — qualify on the property
  • Fix and Flip / Bridge Loans — speed when the deal demands it
  • Commercial Real Estate Loans — financing structured around the asset
  • Construction Loans (investment) — fund the build, hold the asset
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Get prequalified

or call 860-288-4884.
Get prequalified

Loans subject to credit approval.